Roth 401(k) vs. Traditional 401(k)

Inputs

Annual Contribution

$0 $100,000

Years to Retirement

1 50

Annual Rate of Return (%)

%

Current Tax Rate (%)

▼

Expected Retirement Tax Rate (%)

▼

Future Value of Roth 401(k)

$ 883,609

Future Value of Traditional 401(k)

$ 1,132,832

After-Tax Value of Traditional 401(k)

$ 795,248

Rising college costs prompt students to seek alternatives; 529 account funds can be used for other education options.

This calculator compares the net gain of a taxable investment versus a tax-favored one.

Net Unrealized Appreciation and how it affects tax responsibilities.